re: 30 Year Mortgage Rates - What is Reasonable

The two questions I have is about your credit score and down payment? If you have good credit and are putting down a decent amount, you should be doing better than 4.125 and probably closer to 3.85-3.90. This was as of a day or two ago.

Now if your credit is just OK and you are putting down 5% or so, that number is fine. Still very historically low but if you can get below 4, I would try.