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re: Company is dropping HSA for HRA
Posted on 10/20/17 at 10:36 am to ell_13
Posted on 10/20/17 at 10:36 am to ell_13
quote:
ETA: I see you address that at the end. If anything it's a point for HSAs since you keep the money.
From the employee point of view, yes.
Let's say you work there for three years. the company would have put $6,000 in your HSA. Assume no other contributions and you never used the money. When you leave the money, that HSA account with $6,000 goes with you.
In an HRA... the $6,000 goes back to the company.
From a pure dollars and cents, especially for large companies, for the company perspective the HRA makes more sense. Now, to say that this is somehow beneficial to the employees is HR bullshite at it's finest
Posted on 10/20/17 at 10:39 am to LSUFanHouston
I think the big selling point is the initial $2,000. They are double the contribution from $1,000 in years prior. Once you dig into it.. the company makes out nice... employee morale increases because the employee sees more money upfront the company keeps the money when they leave. .... cheeky bastards
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