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re: Shopping for mortgage/refinance loan?
Posted on 10/18/17 at 12:21 pm to swanny297
Posted on 10/18/17 at 12:21 pm to swanny297
I did the same thing last year. I had just gotten the mortgage too. I had 28 years left and refinanced from a 30 to a 20 and went from 4.5 to 3.25. I did it though sebonic/cardinal and by looking at Zillow. I still pay like 5% more per month, but it cost next to nothing to refinance (maybe $200), and I’m shaving 8 years off.
1
Posted on 10/30/17 at 4:38 pm to AndyJ
So “shopping”. Has does that work and affect my credit score? I filled out an app with Bancorp South today and an hour later got email notifications from a couple credit monitoring companies that they have checked/requested my credit. Is it ok to shop and fill out apps with other lenders? Think I have read in situations like this it is ok to have several inquiries when shopping for a mortgage or refinance.
FYI Bancorp South numbers he gave me:
15yr fixed 3.5%
20yr fixed 4.0
30yr fixed 4.125
FYI Bancorp South numbers he gave me:
15yr fixed 3.5%
20yr fixed 4.0
30yr fixed 4.125
This post was edited on 10/30/17 at 4:57 pm
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