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re: Shopping for mortgage/refinance loan?
Posted on 10/16/17 at 11:29 am to silstang23
Posted on 10/16/17 at 11:29 am to silstang23
We just refinanced with Quicken - 20yr from a 30yr - 3.875% - minimal closing costs and closing documents were signed at the house through a notary - very easy process I would do it again with Quicken if the rates are good.
2
Posted on 10/18/17 at 11:19 am to swanny297
I know it sounds odd, but even if there is not a Costco near you, refinancing through them is very low cost and extremely competitive rates. I have refi'd primary and rental properties through their service, and they (The 3rd parties who you are referred to) are efficient and highly competitive
Posted on 10/18/17 at 12:21 pm to swanny297
I did the same thing last year. I had just gotten the mortgage too. I had 28 years left and refinanced from a 30 to a 20 and went from 4.5 to 3.25. I did it though sebonic/cardinal and by looking at Zillow. I still pay like 5% more per month, but it cost next to nothing to refinance (maybe $200), and I’m shaving 8 years off.
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