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re: Shopping for mortgage/refinance loan?

Posted on 10/16/17 at 10:16 am to
Posted by silstang23
Bossier City, LA
Member since Oct 2007
4957 posts
Posted on 10/16/17 at 10:16 am to
I know that is absurdly high. At the time, it was my first loan besides a car loan and I was self employed with a decent credit score (around 710-720). I am no longer self employed. Been with my company 2.5 years now and 800+ credit score. With almost 50% LTV ratio I figure I should get a loan easily but new job length may hinder that. Have read 2 years employed with same company is the minimum.
This post was edited on 10/16/17 at 10:19 am
Posted by baldona
Florida
Member since Feb 2016
20518 posts
Posted on 10/16/17 at 10:40 am to
quote:

self employed


Ah ok, makes more sense now.

Yeah you should have no issues getting a solid loan. Call around to at least 3 people would be my recommendation, see if someone is willing to work a good deal for you.
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