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re: Life insurance questions\advice
Posted on 9/29/17 at 6:06 pm to baldona
Posted on 9/29/17 at 6:06 pm to baldona
quote:
I hate to go Dave Ramsey here, but there's no reason to have life insurance past your 50s
There are plenty of reasons to have life insurance past age 50. If you are a Dave Ramsey follower, you probably don't have enough money for them to apply to you
quote:
Now if its through your employer like someone like Aflac that allows you to stay with them, that's one thing.
Aflacs worksite life insurance rates aren't so highly competitive as to beat out well priced level term long run
Being a smoker throws a wrench in it
2
Posted on 9/29/17 at 8:15 pm to GenesChin
I'm going through a third party. I work for my family business and rather go third party.
My question though is let's say I die in 3 years or hell in two months from a car wreck or freak accident... Do they really pay the spouse the full amount? I feel like insurance companies work loop holes to get out of having to pay
My question though is let's say I die in 3 years or hell in two months from a car wreck or freak accident... Do they really pay the spouse the full amount? I feel like insurance companies work loop holes to get out of having to pay
Posted on 9/29/17 at 9:05 pm to GenesChin
quote:
There are plenty of reasons to have life insurance past age 50. If you are a Dave Ramsey follower, you probably don't have enough money for them to apply to you
Name one that is applicable to the average person that is not going to die with a multimillion dollar estate or tax obligation from business ownership.
This post was edited on 9/29/17 at 9:07 pm
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