re: Life insurance questions\advice

quote:

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the 20 year term was suggested to me versus life

said pay the same amount for 20 years. Then renew when the policy is up.

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If you are financially savvy at all, just get 15-20 year term from a broker. If you are in decent shape, should be under $40/ month.

I hate to go Dave Ramsey here, but there's no reason to have life insurance past your 50s unless you completely suck at saving money. You should have a decent nest egg saved up, your house close to paid off, your kids will be 18 or close, college saved up for, etc.

I would disagree with going with your employer, as said if you quit you want to make sure you can maintain it. Now if its through your employer like someone like Aflac that allows you to stay with them, that's one thing.