Anyone tried to get health insurance through the exchange lately? ** Update on page 3 **

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F every MFer who had a hand in crafting/keeping this disaster.

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Agreed.

Yes, this summer.

I wonder what it was like trying to get insurance outside the workplace before the exchange?

Bamatool will be here shortly to do one of the following
A. call you a liar
B. Tell you this is a great deal

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Family of 4, make too much money for any subsidy help (F me, right?), and the cheapest bronze plan is $965/m and doesn't pay anything until you meet a $15,500 deductible. So basically we'd be out $15,500 + (12 x $965) = $27,080 before this piece of shite would pay ANYTHING. Pretty much have no choice but to get a plan that is over $1,500 per month because the deductibles are so high. Absolute insanity. Wife and I are in our early 30s and have two kids, 5 & 2. We're all healthy and there's not a single regular prescription between the 4 of us. F every MFer who had a hand in crafting/keeping this disaster.

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What was the household income you had put down to get these estimates?

Why don't you just pay your fair share and quit your bitching? Millions of American degenerates depend on you overpaying. Thank you.

-the left

Open enrollment for me is November 1st. I will post a screen shot of my Obamacare premium quote on that day. I already know it will be too expensive and I will wind up going without health insurance again this year.

It is insane...I know. I feel your pain.

The odds of you having a medical disaster that cost 27k dollars or more is very slim.

Just don't buy insurance and open a "medical" savings account at a bank that bears interest and put a percentage of your earnings in there.

If something happens eventually, you're covered. If not, then you have a shite pile of money there for retirement

See if she can get a part time job with health insurance. Local high school here in Bham always needs bus drivers. They offer full medical benefits. The hours are nice. It'd be worth it just for the insurance.

I left my family's business for health insurance reasons. Our BC/BS premiums were going to $1,500/month. That's not sustainable.

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F every MFer who had a hand in crafting/keeping this disaster

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Most people with Obamacare policies are unable to access their coverage due to prohibitive deductibles and co - payments. The Affordable Care Act was nothing more than a huge transference of wealth. It is amazing that a benefit which was previously provided by employers on a voluntary basis has now been placed under governmental control, forcing certain employers to provide the benefits or be fined, while telling them how the benefits are to be paid, how much they must pay, what is covered and deciding which of their employees lifestyles are to be subsidized by other employees.

In addition we were also being forced to subsidize health insurers through reimbursement corridors and subsidies when they were required to discard actuarial prognostications to assume any all risks with the knowledge that if their profits dropped accordingly the taxpayers would make up the difference. Now the courts have finally reigned in this assault on our constitution by the Obama administration by ruling these subsidies can only be paid when authorized by Congress. Congress has refused to allocate the funding and the carriers have elected to abandon this sinking vessel.

Yes, the " uninsured rate " may have dropped . Much of this is due to the mandate to purchase ( the first time in the history of this country the populace is forced to purchase a product just for existing) and those who would have been eligible for Medicaid even without the Affordable Care Act. Yet, the new insureds really are no better off as they must absorb large deductibles and co-payments to access their coverage. This is prohibitive for many.

When the Democrats were passing the ACA we were told, depending on the audience that there were 30,000,000 to 50,000,000 uninsured people in the country who would benefit from passing the ACA. Lets split it and call it 40 million uninsured. If those numbers were true then there should have been a stampede to sign up for coverage last year and this year. The Health and Human Services claims the number of signups this year is 10.4 million Remember, though we were not told the truth about 2015 signups. It was eventually exposed and finally admitted by the administration that they had lied and the number of signups was actually 6.3 million and not the 8.7 million they touted until they were exposed. There was no confirmation of how many of the current 10.4 million were previously insured and lost their coverage due to the ACA. In reality there may have been only 5 million newly insured. The total insured may have been well below 8 million by the end of last year.

My premiums have increased 64% since 2013 with higher deductibles and co-payments while I am also forced to subsidize the insurance of others. The president claimed premiums would be reduced $2,500 per family by the Affordable Care Act. The president knew this was not true and deliberately lied to the American people to push for the passage of the act.

The Democrats can be proud of themselves. They gave Obama his signature accomplishment and now the Democrats own it. It has already cost them the Congress and it was a significant factor in costing them the Presidency. It would have been better for Congress to have allocated an assigned risk pool of funds to assist those who were shut out of the standard insurance markets by pre-existing conditions instead of this giant exercise in absurdity and lunacy. The Democrats had to resort to unconstitutional deception and bribery of reluctant Congresspersons from Nebraska, Louisiana and Michigan to get the law passed. We were lied to again and again and again by this administration. Jonathan Gruber, one of the plan's major architects confirmed the level of deceit by the Democrats. Hard working tax paying citizens are being forced to subsidize health care for others, meanwhile many have lost their own coverage and are being forced to purchase insurance with higher premiums and higher deductibles and co-payments.

Despite Obama's claim it would reduce premiums an average of $2,500.00 per family this year's true numbers of participants will continue to drop, primarily due to the cost. A recent report stated more and more Obamacare recipients cancelled their policies even after being afforded great leniency by the very liberal rules set by this administration. So we had to totally disrupt health coverage that many were happy with, had to endure a total revision of the healthcare system all for less than 3% of the population of this country. This continues to prove how incompetent the Obama administration was and so ill prepared to govern. This is yet another example of how liberals operate. They will take what they can get at first. Then having gotten their foot in the door they return to press for the rest at a later date in the guise of fairness. Then anyone who objects is waging a war on those beneficiaries, a meme which their media minions is always willing to trumpet. Look no further than this current push for single payer option and the recent movement in California to cover illegal immigrants.

The Democrat Congress and President Obama passed a defective bill and will continue to pay the price for it. The Democrat Congress had to assure Obama got his signature accomplishment. You Democrats now own it lock, stock and barrel.

Update:

The silver plan we selected (which is still crappy) cost us around $1,200/m. Just got the notice that our rate will increase to $1,420 in 2018 the coverage is worse.

Again I say, F every MFer who had a hand in crafting/keeping this disaster.