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re: Why does the healthcare debate essentially revolve around like 4% of Americans?
Posted on 9/21/17 at 12:56 pm to roadGator
Posted on 9/21/17 at 12:56 pm to roadGator
quote:experience on the customer side of dealing with brokers I can confirm your analysis!
Brokers are crooks. I wouldn't trust 90% of them. The other 10% I haven't met yet.
1
Posted on 9/21/17 at 12:57 pm to roadGator
I agree they shouldn't do business with those businesses.
But even businesses they take his advice and not target the individual with a sick dependent they may drop insurance for the whole group. Giving people PEC protections protects people from that.
But even businesses they take his advice and not target the individual with a sick dependent they may drop insurance for the whole group. Giving people PEC protections protects people from that.
This post was edited on 9/21/17 at 12:58 pm
Posted on 9/21/17 at 12:58 pm to Taxing Authority
I've flirted with becoming a broker but I'm too honest.
Posted on 9/21/17 at 12:59 pm to HailHailtoMichigan!
quote:
To be fair, it is indeed true that your wages are being reduced to provide you with health insurance, and you can't just ask an employer to not provide you insurance.
wages v. insurance v. holidays v. PTO v. schedule are all variables that i have power over with my employer and can walk away if it is unreasonable. i have no such power or negotiation position with government, and i can't avoid dealing with government or its regs or i face threats to my being/health.
Posted on 9/21/17 at 1:00 pm to TigerDoc
quote:
But even businesses they take his advice and not target the individual with a sick dependent they may drop insurance for the whole group. Giving people PEC protections protects people from that.
Group policies do not have PEC clauses. They don't need PEC protections.
You are the first progressive I've encountered that is honest about wanting to be more and more socialist. I appreciate that honesty. I am here to #resist your urges to grow the government and your belief that this time we'll get socialism right.
This post was edited on 9/21/17 at 1:14 pm
Posted on 9/21/17 at 1:06 pm to TigerDoc
quote:
Employers cut our wages in the long run to pay for our premiums.
You'd rather employers cut our wages in the long run to pay for taxes?
As noted earlier, from a healthcare provider standpoint your focus on ceding clinical control, decisions, and care to a monopoly payer is confounding.
Why not promote a system where third party payers pay a set amount for care regardless of charge, free MDs/facilities to set prices/quality, and let patients choose? E.g., Outpatient colonoscopy insurance reimbursement might be $3500. Bundled prices would be posted by the facility. Payment liability for the patient would be cleared up front. If a patient went to a center charging $3100/colonoscopy, they'd be credited $400 by the carrier toward their policy cost. If they went to a facility charging $16,000, they'd owe $12.5K oop.
Posted on 9/21/17 at 1:09 pm to roadGator
I can respect a spirit of #resistance.
I don't cop to socialist, though. Neolib would be more accurate - seeking capitalism shorn of its excesses.
I don't cop to socialist, though. Neolib would be more accurate - seeking capitalism shorn of its excesses.
Posted on 9/21/17 at 1:11 pm to SlowFlowPro
quote:You just can't turn down insurance from your employer and ask him/her to give you more in wages instead .
wages v. insurance v. holidays v. PTO v. schedule are all variables that i have power over with my employer and can walk away if it is unreasonable. i have no such power or negotiation position with government, and i can't avoid dealing with government or its regs or i face threats to my being/health.
Posted on 9/21/17 at 1:11 pm to TigerDoc
You call Kaitlyn Jenner he or she? Because I can't cop to that being anything of than Mr. Jenner, Olympic Champion. He's an ugly woman by the way.
using the iron fist of mommy federal government who should grow and grow and grow
quote:
seeking capitalism shorn of its excesses.
using the iron fist of mommy federal government who should grow and grow and grow
This post was edited on 9/21/17 at 1:16 pm
Posted on 9/21/17 at 1:12 pm to TigerDoc
quote:That could easily be done with COBRA tweaks
Of course, but it's portable. I can take it job to job or work for myself if I choose.
Posted on 9/21/17 at 1:13 pm to HailHailtoMichigan!
quote:
You just can't turn down insurance from your employer and ask him/her to give you more in wages instead .
Sure you can.
My employer charges me less because my spouse has coverage and takes it.
My employer would charge me more if my spouse has coverage and didn't take it and I put her on my plan.
Also, it never hurts to ask. You can aks for more money if you decline health coverage. Why couldn't you?
Posted on 9/21/17 at 1:16 pm to TigerDoc
quote:Whatever the term -- Socialist, Neolib, Prog -- you are a healthcare provider. You aren't a simple pieceworker. Promoting a system where your patients are more dependent on whims of administrators, politicians, and other laypeople for the quality of their care is a total cop out.
I don't cop to socialist
Posted on 9/21/17 at 1:32 pm to HeyHeyHogsAllTheWay
quote:
HeyHeyHogsAllTheWay
quote:
Some people are too stupid for freedom.
quote:quote:
HeyHeyHogsAllTheWay
Posted on 9/21/17 at 1:33 pm to TigerDoc
Have we come to an agreement that PECs aren't the devil and the problem is even just a tad exaggerated?
Could we even say that using PECs as this monster boogeyman is meant to create fear and confusion?
Could we agree that the left can't even tell us how many people are actually affected by this boogeyman? Therefore, the left is using anecdotal evidence to sell something that may be detrimental to large portions of the population?
Would you support punishing an auto dealer selling paint protectant to large numbers of idiots that were made to believe that it's going to make the world a better place and if they didn't buy they would die in a violent death at the hands of a clown? Fear mongering is bad, right?
Could we even say that using PECs as this monster boogeyman is meant to create fear and confusion?
Could we agree that the left can't even tell us how many people are actually affected by this boogeyman? Therefore, the left is using anecdotal evidence to sell something that may be detrimental to large portions of the population?
Would you support punishing an auto dealer selling paint protectant to large numbers of idiots that were made to believe that it's going to make the world a better place and if they didn't buy they would die in a violent death at the hands of a clown? Fear mongering is bad, right?
Posted on 9/21/17 at 2:15 pm to TigerDoc
quote:
Neolib
Look they're rebranding again!
Posted on 9/21/17 at 2:33 pm to roadGator
quote:We won't "get socialism right."
belief that this time we'll get socialism right
The US does not do socialism well.
We are a nation of entrepreneurs and capitalists.
Problem being, our capitalist mentality drives exceptionalism, circumventing socialistic savings, and disproportionately accessing the government's money pool. Sometimes such behavior involves fraud. More often it involves entrepreneurial spirit simply outwitting government bureaucracy and taking advantage of unforeseen payment loopholes (e.g., "scooter chairs" and "hover rounds").
Regardless, Americans will find ways to advantage themselves at socialism's expense. We do that in unique ways, ways other people wouldn't even consider, much less succeed at.
Posted on 9/21/17 at 2:40 pm to roadGator
Yep, we have a definite bi-partisan anti-fear-mongering consensus, but I take issue with this analogy:
Medical illness is the leading cause of bankrupcy (which is of course devastating to people and their families) and PEC protections and other aspects of the ACA have been a tremendous force in cutting these in half.
quote:
Would you support punishing an auto dealer selling paint protectant to large numbers of idiots that were made to believe that it's going to make the world a better place and if they didn't buy they would die in a violent death at the hands of a clown? Fear mongering is bad, right?
Medical illness is the leading cause of bankrupcy (which is of course devastating to people and their families) and PEC protections and other aspects of the ACA have been a tremendous force in cutting these in half.
Posted on 9/21/17 at 2:42 pm to TigerDoc
Do you think that graph shows causation? You are kind of a scientist so I will likely believe your answer. You seem to be rather honest unlike another prog/socialist that shall remain nameless, BamaSJW.
This post was edited on 9/21/17 at 2:44 pm
Posted on 9/21/17 at 2:45 pm to NC_Tigah
quote:
We won't "get socialism right."
Oh, I know. I'm part of the #resistance.
However, think about it. If we joined all our socialist friends we'd all have beach condos and new sports cars in our 5k ft homes on 10 prime acres.
Posted on 9/21/17 at 2:45 pm to TigerDoc
Dude, that is not because of ACA. And you damn well know that
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