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re: Buying my first house, insurance questions, need help
Posted on 9/20/17 at 9:36 pm to Relham10
Posted on 9/20/17 at 9:36 pm to Relham10
ASI has been the cheapest when I've shopped around. They all suck for the most part. Just find the cheapest with a deductible you are comfortable with. Watch for "named storm" deductible. State farm wanted a 5% deductible for "named storm", I laughed, said thanks and ended the call.
Honestly though, depending on your age and career field, think long and hard about buying a house. Yea, rates are low, building equity, etc.... But career changes happen and spouses happen. You're gonna spend a good bit buying a house, plus upkeep... just make sure you plan on being there long enough to recoup some of your up front expenses.
And a 15 year loan....
Best of luck.
Honestly though, depending on your age and career field, think long and hard about buying a house. Yea, rates are low, building equity, etc.... But career changes happen and spouses happen. You're gonna spend a good bit buying a house, plus upkeep... just make sure you plan on being there long enough to recoup some of your up front expenses.
And a 15 year loan....
Best of luck.
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