re: So a hurricane hit our home... now what?

quote:

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Not a lot from what they stated. Seems more like wind damaged roof which caused rain to come inside instead of a flood

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From what I remember from Katrina, this should be covered under homeowners. Rising water is not covered, but that was not the issue here. The issue hear sounds like if the wind damage didn't happen the water damage would not have happened and therefore it is not flooding (by rising or displaced water) and instead wind / hurricane damage that is (should be) covered under homeowners. BUT that is all great and easy to say until your insurance / adjuster has the last word.