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re: Let's talk about motor insurance coverage

Posted on 7/21/17 at 10:05 pm to
Posted by LSUtigerME
Walker, LA
Member since Oct 2012
3809 posts
Posted on 7/21/17 at 10:05 pm to
Your rates are fairly average for SF, which I found to be high for our area. I just shopped around a couple months ago and saved some money.

If you have a Homeowners policy, the discount for combining them is decent.

Ultimately, I switched to GEICO. I saved around $2000/year. However, I just purchased/replaced a vehicle on my policy, and the premium (overall) doubled. I'm pretty pissed about it, so I'm shopping again.

If you want to evaluate what changes you make to your SF policy, their online tool is pretty good. You can adjust your coverages and deductibles, and see exactly what effect it will have on your premium.
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