re: Health insurance vs. Health care & BamaATL

I see an internist once per year or as needed. Of course I pay for it. I let them know I am a cash paying patient and my rate is negotiated upfront.

For major catastrophes I use a medical sharing program. I have been hospitalized once for 3 days. MSP worked great in that situation. Unfortunately, even those costs have gone up due to the COST OF CARE, not the cost of insurance (as has been discussed here many times).