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Suggestions on HELOC
Posted on 6/7/17 at 12:54 pm
Posted on 6/7/17 at 12:54 pm
Looking into getting a HELOC for remodeling around the house. Any suggestions on where I should look? Have no experience with this. Are the only initial costs typically an appraisal fee? House should appraise for around $450k, $225k left on loan.
4
Posted on 6/7/17 at 1:43 pm to LSUlove
Who do you bank with?
Chase, Capital One, etc. do HELOCS.
I had one with Capital One but they were an absolute pain to deal with. I wound up refinancing and paid those suckers off. Not again..
Your mortgage company may also be an option.
Chase, Capital One, etc. do HELOCS.
I had one with Capital One but they were an absolute pain to deal with. I wound up refinancing and paid those suckers off. Not again..
Your mortgage company may also be an option.
Posted on 6/7/17 at 2:23 pm to LSUlove
Whitney bank no closing cost no appraisal fee.
Posted on 6/7/17 at 2:37 pm to LSUlove
Check with EFCU. No closing costs, appraisal fee refunded after loan closing, 4% interest rate, interests only payments for first 10 years.
Posted on 6/8/17 at 10:50 am to LSUlove
I'd try my local bank and negotiate to another banks terms. Unless you know you'll pay it off quickly, I'd defer from the discount upfront rates and get something better over the long haul
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