re: The economy is booming....

I cant tell if this is serious or not so I'm going to treat this as the dumbest thing I'll read today.

1) Mall aisles are empty because e-commerce and its convenience have changed the face of consumerism (ever notice why Amazon's stock goes up whenever Sears and the rest have bad news?). I know I would rather have my widgets delivered to my door.

2) Similarly, the shift to electronic banking, the additional features in ATMs, etc have largely made physical branches only useful for the elderly/technologically incompetent and in some cases those going through the archaic loan process our banks make you go through (even Brazil has more modern tech in this arena than we do). Have you never deposited a check using the mobile app? The average person has absolutely no reason to step foot in a bank anymore. Its 2017.

Have you been to a bank lately? Every time I'm in Chase I'm generally one of a handful of people. Why would you have branches a mile apart when you could consolidate, save the cost of the security, building, tellers, etc, and inconvenience literally no one?

This isnt even business management 101, this should be intuitive.