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re: Retirement Review -- Am I on Track?
Posted on 5/25/17 at 12:46 pm to BabyCakes
Posted on 5/25/17 at 12:46 pm to BabyCakes
quote:
Also, do you think it's better to lower the traditional 401k investment and divide it between traditional 401k and Roth 401k? Should it be an even split between traditional 401k and Roth IRA/Roth 401k?
With the numbers you have provided you should be doing Roth. You are going to be ultra rich in retirement and odds are you will be in a much higher tax bracket. Seems you be better off paying most of the taxes now instead of when you retire to the top 1%.
1
Posted on 5/25/17 at 12:59 pm to elposter
Good point. My thought was that it should be at least evenly split between the two to allow for tax flexibility in retirement.
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