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re: Rep. Mo Brooks: People who live 'good lives' should pay less for health insurance

Posted on 5/2/17 at 3:23 pm to
Posted by roadGator
Member since Feb 2009
141076 posts
Posted on 5/2/17 at 3:23 pm to
quote:

how do you know who eats poorly or who smokes?


300+ pounds and on meds for diabetes and COPD is a good place to start.

In days past, a medical questionnaire was required for individual policies. An underwriter could reject the application or request a nurse to examine the applicant just like life insurance. This was necessary to assess the risk.
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