re: A question about health insurance and marriage

quote:

---

I'd imagine the instances of fraud are low enough in situations like this that it's more efficient to go case by case than to do background checks on every couple.

---

Exactly what I would have thought. But in this case the insurance company is going after EVERY couple.

Today I had to make a copy of our marriage certificate and provide a copy our joint tax return. I stress the word 'and' not 'or.' They demand both.

Their explanation is 'to hold down costs'. If you can read between the lines it means 'stopping fraud.'

This company does not insure the general public. Only employees of the hospital and apparently some people are lying about their spouses and children.