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re: Collections Help

Posted on 4/10/17 at 10:33 pm to
Posted by Riggins
Dillon, Texas
Member since Jan 2013
341 posts
Posted on 4/10/17 at 10:33 pm to
So do you believe there is a good chance the collections agency will remove it from my credit report?

If they don't and I pay it off, will I be safe to get a mortgage even with the negative mark on my credit?
Posted by Tres7139
Member since Oct 2011
770 posts
Posted on 4/11/17 at 8:46 am to
I'd bet you'd be safe over $200. Even if it isn't removed, all you have to do is explain that to the bank that it was a mistake and you never received a bill. Highly doubt they wouldn't give you a mortgage with only a $200 delinquent acct.
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