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re: Question about debit card fraud

Posted on 4/7/17 at 6:37 am to
Posted by mmonro3
New Orleans
Member since Apr 2013
3934 posts
Posted on 4/7/17 at 6:37 am to
They gave me temporary credits which are still under review. The problem is I don't feel comfortable spending a large amount of money like 1k right now because I have 1k in temporary credits. Im not sure they will be awarded back to me, and I am very frustrated about this whole process.
quote:

Because circumventing the law and giving it to her probation officer is a bullshite move. Innocent until proven guilty.

She admitted guilt, I think this is a pretty slam dunk case, but I just find it strange that JPSO did nothing about it even though the woman is on probation in jefferson parish.
This post was edited on 4/7/17 at 6:41 am
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
73681 posts
Posted on 4/7/17 at 6:45 am to
quote:

She admitted guilt, I think this is a pretty slam dunk case, but I just find it strange that JPSO did nothing about it even though the woman is on probation in jefferson parish.


She admitted guilt to you. She could please bargain down to a lesser charge to keep her out of jail and out of trouble.
Posted by Evil Little Thing
Member since Jul 2013
11257 posts
Posted on 4/7/17 at 6:47 am to
That is ridiculous. I've had debit fraud, and so have many of my friends. We were all refunded the money within a day or so of filing the affidavit with the bank. I'm not opposed to you reporting it to her PO, but I'm not sure it'll help you get your account resolved any faster. It's ridiculous they've left you with a temporary status on the credit for 2 months. You need a new bank.
This post was edited on 4/7/17 at 6:48 am
Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
18928 posts
Posted on 4/7/17 at 6:50 am to
quote:

They gave me temporary credits which are still under review.


I know the OT is on full outrage right now and don't want to ruin the fun but... The Temporary Credit thing is just part of the bank's process. They wait 90+ days after that and then you will receive a letter telling you the case was closed and the credit is permanent. This happens all the time at my business (you wouldn't believe the amount of debit card fraud from hackers). Don't sweat it and spend away. I will admit, it was disconcerting the first time but I now realize it is standard procedure.
Posted by shel311
McKinney, Texas
Member since Aug 2004
111144 posts
Posted on 4/7/17 at 8:50 am to
quote:

They gave me temporary credits which are still under review. The problem is I don't feel comfortable spending a large amount of money like 1k right now because I have 1k in temporary credits. Im not sure they will be awarded back to me, and I am very frustrated about this whole process.

If I'm you, I'm telling the bank to remedy the situation today before lunchtime, or I'm going find a new bank. And I'd consider finding a new bank anyway due to them not fixing it immediately.
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