re: What would the current healthcare situation in America be if Obamacare wasn't passed?

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People get sick and they go to the hospital

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Obamacare's Medicaid expansion is linked to an increase in emergency room visits.

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Look at some of the projections pre-2008. They projected it would cost around $20,000 to insure a family of 4 today.

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Is that premiums only, or does that include the deductible? Apples and oranges.

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People get sick and they go to the hospital. Whether poor people have "free" Obamacare or no insurance at all, healthcare is still very expensive and taxpayers are footing the bill.

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We do agree on this point....putting all politics aside, and trying to be as honest as I can.

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Look at some of the projections pre-2008. They projected it would cost around $20,000 to insure a family of 4 today.

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Seems a bit high, however my personal policy costs about $535 a month with a $5,000.00 deductible. That is only for me. It is high no matter how you slice it. I have no idea what it would be for, for a family of three right now. It is just so hard to tell, because with insurance there are so many variables. (Premiums, co-pay, deductibles, etc.) You can get wildly different premiums depending on what exactly you want.

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Look at some of the projections pre-2008. They projected it would cost around $20,000 to insure a family of 4 today.

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According to what the State of Florida tells me, it costs them and me around $19,000 to insure my family of four (state pays ~$7500 for me, I pay the rest for wife and kids).

When I get back to work tomorrow I can probably give you an exact figure. Fortunately I do have a family of four, since the cost would be the exact same for a family of three.

One thing I know for certain: if it was real "insurance", using actuarial tables and based on our expected claims determined by our health and personal habits, it would be considerably less.