re: Paying my mortgage with a credit card

Your suspicion may well be correct, but you got dinged because you appeared to assume the three percent he mentioned was a fee he paid for using the card. He said that was the rate he pays on the mortgage.

We don't know yet if he is paying a fee to use the card. He thinks not, but some are skeptical.

I had a cable bill get almost overdue years ago. It was too late to mail a check in time, so I called and asked if they would take a card. Gladly, sir. frickers hit me for a five buck convenience fee on the next bill. They never mentioned that on the phone.