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re: How f***ed am I?
Posted on 3/9/17 at 11:44 am to Bluegrass_Cat
Posted on 3/9/17 at 11:44 am to Bluegrass_Cat
They won't sue for 10 grand, they will threaten, but actually doing it will cost them more money than they paid for the debt. They know if you didn't have the money to pay the debt to begin with it is unlikely you can pay a lawsuit settlement, and they want money up front not long term wage garnishment. After a period of time they will just give up and sell your debt to yet another collection agency who will start the process all over again.
1
Posted on 5/7/18 at 8:02 am to EA6B
quote:
They won't sue for 10 grand, they will threaten, but actually doing it will cost them more money than they paid for the debt.
Not necessarily true. If they do, it's either going to cost the OP money to defend, or he is going to just not answer the suit. Ultimately, it will end up as a garnishment which will be painful for a long period of time.
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