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re: At least half of students defaulted or failed to pay down debt within 7 years
Posted on 2/22/17 at 2:17 pm to Patron Saint
Posted on 2/22/17 at 2:17 pm to Patron Saint
"Stafford" is a general name for Sub and Unsub loans. Direct loans, FFEL Loans, etc are all Stafford loans.
LINK
That being said, you are correct regarding the definition of total and permanent disability. It is not intended for individuals going through a temporary situation, but rather someone who has a life altering disability. For example: If someone is diagnosed with ALS, they could be considered totally and permanently disabled and they could potentially have their loans discharged.
In the government's eyes, you could regain gainful employment after your year of diagnosis and be able to repay the debt.
LINK
That being said, you are correct regarding the definition of total and permanent disability. It is not intended for individuals going through a temporary situation, but rather someone who has a life altering disability. For example: If someone is diagnosed with ALS, they could be considered totally and permanently disabled and they could potentially have their loans discharged.
In the government's eyes, you could regain gainful employment after your year of diagnosis and be able to repay the debt.
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