re: Best way to payoff mortgage early?

My personal opinion is to never pay off extra principal to the bank, but to stash the extra money into a savings account on your own. Once you give it to the bank, its gone. You have to loan it to get it back. Automatically move some into a savings account every month, then if you get to a point you want to drop a large chunk or you saved enough to pay the house off, do it.

The "investing" and "maximizing' of your returns is IMO not worth considering with your home mortgage. Work on paying it off, and not worry about the small time money you'd save on your taxes or on investing it elsewhere. I just don't think its worth paying the bank anything extra until you can pay the loan off.