re: Best way to payoff mortgage early?

quote:

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Can't. Borrow money at 3.8% 15 years from now most likely

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That's what they said when mortgage rates were at 14%, 9%, 6%, 4%, etc. When I landed a 14.5% rate on my first home mortgage around 1984 the general opinion was you had better buy a house now rates will never be this low again, if you don't act now you may never be able to afford a house. During my lifetime financial predictions have been about as reliable a astrology.