re: OT Electricians: Need some suggestions

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I turn the breaker for that area off and on and the power is restored

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I suspect that you have an issue with the breaker. Particularly since it's killing the circuit without actually tripping the switch. More than likely there's nothing wrong with the circuit it's protecting. Just an internal malfunction.

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The breaker is loose - it moves when I turn it off an on.

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This is concerning, however. Are the rest of the breakers in the panel just as loose? Some panels are obviously of higher quality than others. However is a breaker becomes loose in its slot, it can become hot if it isn't making good contact with the bus. This would definitely cause a breaker to malfunction.