re: Homeowners insurance - claim?

quote:

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Weather related claims cannot be used to surcharge an individual policy. Rates may go up next year, but it would be the insurer taking a general rate change across the board...not on your policy specifically. Non-weather related claims can be surcharged for though on individual policies.

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Could also not renew the policy as well.

But these are all possibilities and can just as easily have nothing happen as well