re: Is there any excuse for an established business to not take credit cards?

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My hair salon just started charging 3% more if I use a credit card. a-holes.

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This is actually a violation of their merchant account agreement.

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Unless you know the salon and Which credit cards they take, this may not be true. I'm pretty sure they can't do it for debit cards, and definitely not under American Expresses agreement but I'm pretty sure they can if they only take MC/Visa. My understanding is if you charge a surcharge it has to be for all credit cards, so if they accept American express you probably can't charge a surcharge without being in violation of something.