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re: Uninsured motorist bodily injury coverage

Posted on 1/19/17 at 11:52 am to
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
58383 posts
Posted on 1/19/17 at 11:52 am to
UM economic only coveres bills only. Full on UM would cover pain/suffering or whatever if the other driver is under or uninsured.

Carry as much as you can afford.
Posted by tke857
Member since Jan 2012
12195 posts
Posted on 1/19/17 at 12:02 pm to
i have 100k each person / 300k each accident....Id like to do more if i could
Posted by TheDeathValley
New Orleans, LA
Member since Sep 2010
17198 posts
Posted on 1/19/17 at 3:11 pm to
So long story short....

We used it this year. My wife's medical insurance covered the bill, and State Farm reimbursed us for the TOTAL hospital amount not our co-pay. They then reported it to our health insurance. We then paid the difference to the health insurance.
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