re: Boat financing

Light stream is quick and easy but hard to get a good interest rate unless your credit is amazing, i bout a boat and financed for 4 years with them and the interest rate was a 9 with a 737 credit score. The deal was was the boat was out of state and a credit union or bank wont finance it unless the guy would come down with the boat so i financed it with them then brought it home and refinanced it with neighbors credit union for a 5%