re: Do I need to buy a car right now?

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The Versa is starting to have minor problems,

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Completely understand this. I drive an 06 Hyundai with around 90k miles and the damn rear passenger door handle just completely popped off on Christmas. Also, a skid plate (I think) on the bottom of the car just broke and was dragging as I drove down the interstate the other day until I pulled over and (temporarily) fixed it.

It's a pain to be dealing with stuff like that. I admittedly know next to nothing about cars and I've done some online shopping for vehicles myself.