re: I'm a YNAB geek.

ok, i'm going to give it a try. unfortunately my bank isn't available to link directly so i'll just have to upload the files (no problem).

question: how do i handle things that i either a) split with someone else or b) purchase with the intent to resell, c) how do i budget for non-monthly expense?

example of A is if i spend $200 on a gift for my mom that's half from me and half from my sister? do i recognize the $200 cost then try to remember to capture $100 income later? do i only recognize $100? Usually on transactions like this, i get repaid in cash and just stash that into a slush fund envelope.

example of B is i buy my lsu tickets every year and sell them outright. it's a $0 balance item over a whole year. do i budget $0 knowing it will wash?

example of c) i pay car insurance semi-annually, pay property taxes and homeowners annually. Do i put 1/12 the total in per month?