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re: Vanguard IRA + Index Fund : Bad time to go in?

Posted on 1/4/17 at 4:45 pm to
Posted by meeple
Carcassonne
Member since May 2011
9426 posts
Posted on 1/4/17 at 4:45 pm to
quote:

If it's long term, get in now. Get what gains you can, and hold.

I have a similar window, maybe even 20-25 years. Are Vanguard target date funds (window + 10 years) the way to go? This is for a Roth IRA supplementing my 401k.
Posted by Halftrack
The Wild Blue Yonder
Member since Apr 2015
2763 posts
Posted on 1/4/17 at 4:56 pm to
I'd stick with an index fund.

I'd invest (for now) 5% to start; 5% every 4 months; then, when something hits, do 10% every 3 months.

I would be skeptical scaling in at all time highs, a new president, etc etc.
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