re: Texas GOP member of house introduces bill to radically change social security

quote:

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We should be able to opt out.

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Not everyone is like you and me that have the foresight to know we better save something for retirement. I saw a report somewhere during this election that had an appalling number of people over 50 that had no more than a thousand bucks in savings. So, if not forced to save by the government during their life time, then what happens to them when they retire? Welfare? Isn't that kind of the same difference?

I'd rather see a system that if we are forced to save then the saver should have a sayso in how that money is invested.

I have found over the course of my lifetime as a middle type wage earner, the less accessible I make my money that I can get to, the more I save. Of course willpower plays a big part in leaving that money alone but it has worked for me.