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re: 401K Questions
Posted on 8/31/16 at 9:03 am to Ellis Dee
Posted on 8/31/16 at 9:03 am to Ellis Dee
Start here:
https://www.bogleheads.org/wiki/Main_Page
https://www.bogleheads.org/wiki/401(k)
I'm not familiar with Voya funds, but you want to use low cost funds (expense ratio of 0.5 or less). If there are no low cost funds and no matching then using a 401k becomes debatable.
Are you already funding a Roth IRA? If not, then that probably makes more sense than a 401k with no match.
https://www.bogleheads.org/wiki/Main_Page
https://www.bogleheads.org/wiki/401(k)
I'm not familiar with Voya funds, but you want to use low cost funds (expense ratio of 0.5 or less). If there are no low cost funds and no matching then using a 401k becomes debatable.
Are you already funding a Roth IRA? If not, then that probably makes more sense than a 401k with no match.
1
Posted on 8/31/16 at 9:23 am to gpburdell
quote:
I'm not familiar with Voya funds, but you want to use low cost funds (expense ratio of 0.5 or less). If there are no low cost funds and no matching then using a 401k becomes debatable.
not seeing any available, everything is at around 1%
quote:
Are you already funding a Roth IRA? If not, then that probably makes more sense than a 401k with no match.
I'm not, but I'll definitely look into it now
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