re: Generators for the impending storm

I just use the breaker box and shut off the main. Probably not legal

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Spit it out anyway. I'd like to know if it's what I've been doing

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If you are completely against installing a transfer switch (the most ideal solution) then I would do the following:

First you would need to make sure that your service entrance load center (panel on outside of the house) is equipped with a main circuit breaker. I would add a branch circuit Generator Breaker (240V, 2-pole, amperage sized to protect cabling). The Generator breaker and the Main breaker has to be interlocked with an approved UL Listed device. I would then install appropriately sized wiring and conduit to an outdoor power inlet box (NEMA configuration and size based on generator size).

Everything should be sized based off what you want to provide power for and the generator size.

All of this should be installed by someone competent.