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re: Credit Score Questions - Future home and car purchase
Posted on 8/10/16 at 4:14 pm to kennypowers816
Posted on 8/10/16 at 4:14 pm to kennypowers816
You don't want your debt to income ratio to be above 45%
2
Posted on 8/10/16 at 4:23 pm to ellesssuuu
quote:
You don't want your debt to income ratio to be above 45%
^This and that is counting gross income. And since you're in Houston check out Colonial National Mortgage in Houston when you're looking into home financing
Posted on 8/10/16 at 7:22 pm to ellesssuuu
Housing PITI & HOA or condo/Total debt service depending on program: 25/33 to 28/35 max. Those are typical and based off gross income.
Maybe you're thinking about FHA, which is based off net income.
Maybe you're thinking about FHA, which is based off net income.
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