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Auto insurance claims when other person is at fault

Posted on 7/5/16 at 6:14 pm
Posted by 13SaintTiger
Isle of Capri
Member since Sep 2011
18315 posts
Posted on 7/5/16 at 6:14 pm
A driver took a left out the parking lot without yielding as I was coming to a stop at a stop sign on a main road. The driver didn't have a license but the husband had insurance. Police told me the report will be out in about 7 days and that they put her at fault for failure to yield. Her husband wants to challenge it to say I was at fault even though it is obvious she was.

Is the police report the end all, be all?

When should I expect their insurance (geico) to pay for my damages? Should I just pay my deductible first and wait for them to reimburse me?
This post was edited on 7/5/16 at 6:16 pm
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
5307 posts
Posted on 7/5/16 at 6:20 pm to
It's whatever you feel comfortable with.
You most likely have rental car coverage through your policy, and you would have to pay your deductible, but you would get that back (eventually).

You should have called GEICO by now and given them the info.
They will get your statement, then the insured, and go from there. You don't have to wait on the police report to get the ball rolling.

The cops gave her a ticket, right?
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
49042 posts
Posted on 7/5/16 at 6:40 pm to
Make a claim with geico and talk with the adjuster.
Posted by Layabout
Baton Rouge
Member since Jul 2011
11082 posts
Posted on 7/5/16 at 8:07 pm to
Call Gordon, 387-2323.
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