re: Buy, sell or hold?

Prices go up and down and fluctuate. Problem is you need enoug cash flow to get by on if housing prices take a big dip in the future if selling is your goal by then. I never count on appreciation even though mine are appreciating based on current market values.

You know your area better than me. That's your playground and if you feel good about the area you should be ok based on your goals. DOn't bother giving me vacancy and maintenance estimates. you should always have 6 months reserves for that for each home anyway to keep you safe. Or you can factor that in if you do not have reserves now. without factoring it in, you are getting around 663 positive cash flow on one and 381 on other? any other things you haven't calculated? how much did you put down on each? 20%? 25%?

based on 20% down that is not bad cash on cash return annually at all. looks to be around 17% and 16% based on that percentage down and not including closing costs. 14% is my bare minimum for COC returns. I say hold.