re: Why Are American Health Care Costs So High?

Many legitimate points in this thread.

One that hasn't been touched on is the fact employers need to get out of the health insurance business. If they want their employees to hold insurance and be healthy as possible, subsidize it by giving them a monthly allowance and let the employee go to the market place and purchase their own policy that suits them.

This will in turn make the insurance companies accountable to the 'actual' customer and not just the customer that does the buying but not the using. As it is right now the insurance companies only have to make the employers that supply the benifits happy, they don't give a frick if the actual person receiving the coverage is happy.

This also makes the insurance companies have more a'la crate plans.