re: Business Credit Card-- Chase Ink Cash

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Business cards do not report on personal (my) credit reports, correct?

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Most of them do. The cards that do not normally get reported to your personal credit are the CC's that are typically called "commercial or corporate" cards as opposed to "business" cards. These cards are generally approved with the submission of financials. If you did not submit tax returns, income stmts, balance sheets, etc, and all you gave was simple info like annual income, net worth, and mortgage payments, the card will most likely be reported to your personal credit from my experience.