re: Tell Me About Ally Bank

Hijack question. I don't understand why people use multiple banks for personal use. I have so many various online accounts, I try to consolidate as much as possible into the same entities (banking/credit, phone/internet, etc). Only where it makes sense, of course. I happen to have Capital One credit cards and also use them for banking, so it works out.

Is there a good reason why you use both banks that I am missing?