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re: trying to get a loan for a used boat... educate me on options....
Posted on 4/12/16 at 4:46 pm to ElDawgHawg
Posted on 4/12/16 at 4:46 pm to ElDawgHawg
From my experience you should take that rate and run.
I have damn near perfect credit and still had to settle for 5.49. They said it's because I wasn't financing enough. Seemed like 25K was the threshold on getting a better rate. Eff me for putting a lot down right.
Also, Chase doesn't do boat loans anymore, but when they did their rates were unbeatable. Probably why they stopped.
I have damn near perfect credit and still had to settle for 5.49. They said it's because I wasn't financing enough. Seemed like 25K was the threshold on getting a better rate. Eff me for putting a lot down right.
Also, Chase doesn't do boat loans anymore, but when they did their rates were unbeatable. Probably why they stopped.
1
Posted on 4/13/16 at 8:47 am to TheBoo
Yeah rates lower for a large loan with boats. Smaller boats are much higher. I bought mine 5 yrs ago but the boat rates were 7.25% but I qualified for an unsecured loan at 5.25%. Therefore boats are worse collateral than no collateral
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