re: USDA Loan - Business Loss reported on prior Tax Return. Help!

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hawkeye007

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tell me again why you got out of the business your knowledge level is damn impressive.

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First off, thanks for the compliment. It means a lot coming from you.

I could give you a lot of reasons, but what it boils down to is that I went from a really structured environment where I was almost totally commissioned to a really unstructured environment where I was almost totally commissioned.

I started at a company and ended up working at a smaller company and then for friends. The former I flourished and probably could've retired very happily. The latter two were just the wrong environment for me at the wrong time. I was in my early-mid-20's and didn't have a lot of focus away from work or at work on the 1st after I killed it on the 31st. The corporate environment I had more management and structure and it's definitely what I needed looking back.

It became a cycle and I didn't seem mature enough to pull out of it: grind your @ss off after getting annoyed with yourself and your spending habits and then coast and get impulsive with your checking account after I did well.

I had some financial goals that didn't involve such inconsistent-if not awesome-paydays. It was a tough, tough decision. But sometimes you have to look yourself in the mirror and recognize your strength is honestly a weakness.

Never lost the itch though. Not for a second. I'm hoping the Notary stuff can scratch a bit of it with me pushing for business, marketing myself and putting together a side hustle from where I'm at now. I feel like I'm a little more stable now and the hindsight can prove beneficial now.