re: Married couples and joint/separate bank accounts

My wife and I have vastly different incomes. We each have a checking and savings account. My name is on her accounts but not hers on mine. She takes a portion out of each monthly paycheck and puts it in her savings and the rest is hers to spend on groceries, stuff for kids, etc. I pay the mortgage and all the bills from my account.

Works for us. Ignorance is bliss for her, but she knows she's not a money manager so she basically says, "Pick an amount I need to contribute to savings and I will spend whatever is left in my checking account by month's end."