re: It's Official - The Federal Reserve Raises Rate 1/4 Point (Discussion Thread)

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When did I ever say this?

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You have repeatedly disputed my statement that mortgage loans are generally more difficult to get now than they were before the financial crisis because lenders have tightened their lending criteria.

You now say you work at a mortgage lender so putting your statements together I concluded your company has not changed its underwriting standards if it continues to make all of the same loans it made before the crisis.

If your company has made its underwriting standards more strict then you are reinforcing what I've been saying in this thread.

So, which is it?