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re: How many major credit cards should one have?
Posted on 11/7/15 at 9:39 am to cypressbrake3
Posted on 11/7/15 at 9:39 am to cypressbrake3
There is no "correct" answer. I have 11 but only actively use one (it happens to be M/C) and I carry a VISA for backup. The rest I just don't use, they're gathering dust in my drawer increasing my unused credit line and therefore boosting my FICO.
Posted on 11/7/15 at 10:22 am to foshizzle
I have 8 for about the same reason. I use one and pay it off every month, but my FICO score has gotten quite the boost from the open credit.
Most of the other cards are not even activated. In the safe.
Most of the other cards are not even activated. In the safe.
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