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Started By
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Anyone have pet insurance?
Posted on 10/25/15 at 11:37 pm
Posted on 10/25/15 at 11:37 pm
Who do you use? Is it worth it? How does it work? Like a human plan where you just make a copay? Or do you pay upfront and then get reimbursed?
15
Posted on 10/25/15 at 11:44 pm to King of New Orleans
Jesus Christ
Posted on 10/25/15 at 11:47 pm to King of New Orleans
I saw a flyer a few years ago. I think it was like a regular health insurance plan. Premiums and copays. I don't think it's a smart thing but I'm no expert.
Posted on 10/25/15 at 11:47 pm to King of New Orleans
I use Petgressive's 401k9 plan. Pretty sweet deal. First time I submitted a claim I was reimbursed 80% of the cost of the burial shovel.
This post was edited on 10/25/15 at 11:48 pm
Posted on 10/25/15 at 11:51 pm to King of New Orleans
My cat has life insurance. She's a baller. When she goes I'm gonna be living large.
Posted on 10/25/15 at 11:52 pm to King of New Orleans
If you pay for pet insurance you are a certified moron.
Posted on 10/26/15 at 5:39 am to King of New Orleans
Obamacare should be a package deal with pet insurance included
Posted on 10/26/15 at 8:01 am to King of New Orleans
Old HOA required a liability policy on pets. After we moved I kept the policy. They are covered If they were to ever bite anyone or get a hold of someones miniature pinscher.
It's relatively inexpensive. I want to say it's $250/year, but I don't remember the exact amount.
It's relatively inexpensive. I want to say it's $250/year, but I don't remember the exact amount.
Posted on 10/26/15 at 8:23 am to King of New Orleans
Liability should be the only thing considered in case your pet attacks someone.
If the cost of a vet visit exceeds the cost of a new dog of the same breed (plus all shots, etc), I am of the opinion that it is time for a new dog.
If the cost of a vet visit exceeds the cost of a new dog of the same breed (plus all shots, etc), I am of the opinion that it is time for a new dog.
Posted on 10/26/15 at 8:23 am to King of New Orleans
we have care credit, had to get it when we picked up a beat up old dog at my hunting camp and tried to fix her up... $3000 we gave it away
its just a credit card but only used at vets. not sure why we didn't just use a regular credit card, I seem to remember the interest rate being really high
its just a credit card but only used at vets. not sure why we didn't just use a regular credit card, I seem to remember the interest rate being really high
Posted on 10/26/15 at 8:28 am to King of New Orleans
you mom's cat should have pet insurance. I destroy that thing nightly.
Posted on 10/26/15 at 10:10 am to King of New Orleans
I use Pet's Best at about $30 per month. Absolutely worth it for my Cane Corso Mastiff.She came down with a bacterial infection a few months ago on the weekend which had me take her to emergency clinic and leave her overnight. She was spewing out of all holes, not eating and extremely dehydrated. They had to put her on an IV and constant monitoring, special food and injections. The bill wound up being $1900 and insurance covered 80%. If you love your pet it is absolutely worth it! I don't believe the extra cost of general maintenance which includes annual vaccines, heart worm and check-ups is worth it though. But that is basically determining if you prefer to pay larger sums at time of the visit versus a regular monthly amount that covers those costs but it doesn't really save anything that I could tell.
Posted on 10/26/15 at 10:29 am to King of New Orleans
Both of our dogs are over 7 yrs old now and about 3 yrs ago we opened up a savings account for them.To each his own but we just could not see paying premiums over savings account, but i do understand some having insurance on special breeds that are prone to having problems.
Posted on 10/26/15 at 11:21 am to King of New Orleans
If my dog gets really sick or injured I will just make an anonymous call to the cops when nobody is home. I can't bring myself to shoot my own dog.
Posted on 10/26/15 at 12:41 pm to King of New Orleans
I do have pet insurance through Banfield Vet hospital. We love it! We pay about $35 per month and it is great when the dogs go to their every 6 month check-up and we don't pay one dime. 
Posted on 10/26/15 at 3:35 pm to King of New Orleans
I don't but I wish I had. My super healthy, never cost me more than yearly shots/heartworn meds broke her leg in January for around $4000+ dollars and I'm still paying it off.
Care credit gives you a year to pay it off before it rapes you with 30% interest
Care credit gives you a year to pay it off before it rapes you with 30% interest
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