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re: Mortgage Refinance - Tips to get best rate?
Posted on 10/8/15 at 12:29 pm to WPBTiger
Posted on 10/8/15 at 12:29 pm to WPBTiger
Y'all beat me. Mine was quoted at 4.0 through Wells Fargo yesterday with 800+ credit score.
Does anyone have any ballpark estimate of what closing costs would be for a loan refinance? I was having a hard time getting a straight answer.
Also, he seemed to be pushing a 7 year ARM. We will very likely be out of our house within 7 years (growing family - lack of public school options); and are really just looking to lower our rate at much as possible for the next few years so my wife can raise the kids and quit working. Is a 7 year ARM something that I should even consier or is there some obvious flaw that I am not privy to? Any informaiton is much appreciated.
Does anyone have any ballpark estimate of what closing costs would be for a loan refinance? I was having a hard time getting a straight answer.
Also, he seemed to be pushing a 7 year ARM. We will very likely be out of our house within 7 years (growing family - lack of public school options); and are really just looking to lower our rate at much as possible for the next few years so my wife can raise the kids and quit working. Is a 7 year ARM something that I should even consier or is there some obvious flaw that I am not privy to? Any informaiton is much appreciated.
This post was edited on 10/8/15 at 1:35 pm
1
Posted on 10/8/15 at 1:23 pm to jammintiger
quote:
Does anyone have any ballpark estimate of what closing costs would be for a loan refinance? I washaving a hard time getting a strait answer.
Depends on fees charged. One of my credit unions does 1% origination, the other does a flat $495. Plus the other costs, i.e. appraisal, title insurance, etc.
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